View this email in your browser

Christine Ng

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
read more
 

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Christine Ng
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Christine Ng, All rights reserved.

Testimonials and Referral Notes

View the full list

Clara Soh. Business Development Rep

My experience with Christine has been great! She’s super helpful with answering my questions and extremely thoughtful with her recommendations. Super genuine as well with her advice, highly recommend working with her for any of your planning needs!

Melissa

"I cannot express enough how grateful I am to have met my financial advisor. Her patience and ability to explain complex concepts in a clear and understandable way have made a significant difference in my financial journey. She takes the time to ensure I fully grasp every detail before making any decisions, which has greatly increased my trust in her expertise. I feel confident and secure in my financial choices, knowing I have her support every step of the way. I highly recommend her to anyone looking for a knowledgeable and caring advisor."

See Miang, Procurement Assistant

"As this was my first time getting insurance for myself, Christine was very detailed in explaining the policy details, taking great care to go through every aspect to make it easier for a first-timer like me to understand. She is also attentive to my needs and concerns to put together a plan that fits my financial capability and current needs. Thank you Christine!"

George Hong, Project Manager

"Christine is very friendly and explained the policies in details. She is also very patient in answering my enquiries and not pushy at all. Will highly recommend her if you are looking for an insurance agent. Thank you"

Howard, Lecturer

"Christine was introduced by our common friend. During the first meeting, she showed her patience and great understanding of my needs. She paid great attention. She took the initiative to think of the best insurance plan to meet my real needs. She's never pushy. Strongly recommended if you need an insurance plan or financial plan. She is definitely the consultant that you should meet."

Jay Lim

"Christine is a very sincere, friendly and patient person who is easily approachable and genuine. I felt comfortable communicating with her regarding the insurance concerns I personally faced; she is always eager to address any queries or doubts I might have. Furthermore, she is a very knowledgeable consultant who went the extra mile to thoroughly understand my insurance needs first, and then, she meticulously strategized the most optimal plans to achieve these needs to the best of my interest. I deeply appreciate her effort and work. Thus I would highly recommend Christine to anyone who seeks a dependable financial services consultant."